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Licensed insurance agent Gonzalo Lorona, 58, of Oxnard, has been charged with 37 felony counts, including insurance fraud and grand theft, after a California Department of Insurance investigation found he allegedly stole client premium payments and issued fraudulent insurance certificates leaving organizations uninsured and at financial risk.

Gonzalo Lorona is the CEO of Oxnard Insurance Agency, based in Oxnard, California. Before running Oxnard Insurance Agency, Lorona worked at Procter & Gamble from approximately 1985 to 2012 as a tech. He became owner of Oxnard Insurance Agency in August 2005 and took on the CEO title around January 2012.Oxnard Insurance Agency LLC was incorporated in October 2019, registered at 200 North Hayes Ave, Oxnard, CA 93030. As of mid-2025, the LLC’s status was listed as “suspended” by the Franchise Tax Board.

The investigation began after a soccer player tragically lost their life following a fight during a game. The Ventura County School District discovered the certificate provided by the local soccer league was fake and the policy listed on the certificate, which was issued by Lorona’s agency, did not exist. The district requires leagues to carry insurance before using school fields.

Investigators identified 13 fraudulent insurance certificates and found that from 2018 to 2024, Lorona allegedly stole more than $10,000 from five soccer league owners who believed they had valid coverage. Instead of purchasing policies, Lorona allegedly kept the cash and issued fake certificates, leaving leagues uninsured and exposing the school district to financial risk.

The Department of Insurance has initiated action against Lorona’s insurance license. This case is being prosecuted by the Ventura County District Attorney’s Office.