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On June 19, 2020, a fatal accident occurred in San Jose, California on southbound Highway 101 near the Blossom Hill Road exit.

Four employees from CD All Roofing were returning from a roofing job in two company trucks when the tire of one of the trucks, a 2015 Ford F-150, blew out. The driver of the truck overcorrected, causing the truck to roll over.

One of the passengers, 62-year-old David Pham, was ejected from the truck and died at the scene. He was Duong’s longtime second-in-command. The other three passengers were taken to the hospital with injuries.

A truck accident that left one man dead exposed a $460,000 workers’ insurance fraud scheme by the owner of a San Jose roofing company.

Charlie Duong, 64-year-old owner of CD All Roofing, tried to cover up that the dead employee had been working full-time for years. Duong’s falsified records, which showed that the driver was part-time and had just started, ended up cutting benefits to the deceased’s wife.

Prosecutors claim that Duong asked the survivor of the accident to lie to investigators by saying that the victim had only started working a few days before and was only working part-time. The employee refused to lie, telling investigators that his dead coworker had been on the job eight years, working six days a week.

Duong also tried to show that the deceased was not on the job when the truck crashed, even though the employees were in company trucks driving back from a job when the accident occurred

Accused of faking information for his employees to avoid insurance premiums, Duong was arraigned on insurance fraud felonies. He is scheduled to go to trial in January 2024.

“Insurance fraud is not a victimless crime,” District Attorney Jeff Rosen said. “This felony crime raises our premiums and leaves innocent workers and their families exposed to financial catastrophe. We will never look the other way.”